Rafael is president at Halili Hilltop Insurance Agency. Rafael started the agency with the primary focus of assisting individuals and businesses manage the complicated Affordable Care Act rules to get the appropriate health care coverage.
Prior to forming Halili Hilltop Insurance Agency, Rafael had a solo financial and employee benefits services consulting practice since 1990. Within the last ten years he has specialized in Medicare programs.
Rafael earned a bachelor’s degree from Westmont College. He also earned a certificate in Personal Financial Planning from UC Irvine and is a fellow of the Life Underwriting Training Council.
Rafael was a past president of the Orange County chapter of the National Association of Insurance and financial advisor.