Things to Consider when Purchasing Insurance Through Covered CA
Let’s face it; buying health insurance is a drag. There are so many things to consider such as co-pays, deductibles, networks and of course your budget. The latter of which is the most important. “How much will my monthly payments be?” is one of if not the most common question that clients ask. And that’s…
Access to Healthcare During Covid-19 Pandemic
Now, more than ever, is the time to make sure you have access to healthcare. It starts with having the appropriate insurance coverage, or Medi-Cal if your income qualifies , and being connected with a good IPA or Medical Group in your local area. Testing and treatment for the COVID-19, the disease caused by the…
Is Medicare Advantage or Part C Right For You?
When you become Original Medicare qualified (typically when you turn 65 years old) you will find that you will not have 100% coverage. You can exercise a couple of options to fill that gap. One option is the Medicare Supplement option. We will discuss this in a separate post. The other option is enrolling in…
Is Medicare Part A Free? What to Do When it Isn’t
My team and I often discuss the issues that we hear first-hand from Medicare beneficiaries. We are fortunate to have a community of Medicare beneficiaries that trust us with their Medicare journey ( and the bumps on the road that come with it). In our community, one question that comes up is what options are…
They Got Estimates Before Surgery — And A Bill After That Was 50% More
Even if you have health insurance there are still out of pocket expenses you will have especially when you undertake a major medical procedure. Here’s a case study of what a planning scenario looks like and, even with a good plan, what pitfalls there are in the medical system. Let me point out that it’s…
How Medicare and Group Health Coverage Work Together
So you’re turning 65 and closing in on being qualified for Original Medicare. You, however, are actively employed and are covered by your Employer’s Group Health coverage. You now have options to determine the most cost-effective way to get health coverage with the best benefits.
Crackdown on Employers Who Shunt Employees To Medicare
The Centers for Medicare and Medicaid Services (CMS) is stepping up efforts to root out employers who have improperly put workers who were eligible for the company’s group health plan into Medicare. Under the law, employers with 20 or more employees are prohibited from offering incentives of any kind to a Medicare-eligible individual and/or dependents to enroll in Medicare instead of the employer’s health plan.
Apply For Health Insurance Through Covered California
Since the start of the Affordable Care Act, which was initiated in March 2012 and fully implemented in January of 2014, the number of uninsured in California has decreased. In 2013 the uninsured rates were 16%.
The Biggest Retirement Mistake and How to Avoid It
Many people are completely unprepared for the costs of healthcare in retirement. In a study by the Blackstone Group, 79% of middle income baby boomers said they have NO money at all set aside to cover their costs for healthcare in retirement. Many of those surveyed thought that when they become Medicare qualified, all their…
Office
2725 E Pacific Coast Hwy.
Suite #101
Signal Hill, CA 90755